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39-Year-Old in Paris: Monthly Spending (Rent-Free)

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39-Year-Old in Paris: Monthly Spending (Rent-Free)

From Bankruptcy to Paris: The Inspiring Journey of Jay Swanson

March 26, 2025

In 2017, Jay Swanson, a 39-year-old from Washington State, faced financial turmoil in the United States, burdened with approximately $86,500 in debt from ventures like publishing novels and investing in a tech startup. Seeking a fresh start, he moved to Paris, France, on a unique visa that initially left his immigration status uncertain. Despite these challenges, Swanson’s resilience and adaptability have transformed his life in the City of Light.

A Serendipitous Housing Opportunity

Upon his arrival in Paris, Swanson encountered difficulties securing housing. A blog post detailing his struggles caught the attention of a friend’s mother-in-law, who owned an apartment in the city. Recognizing his predicament, she offered him the former maid’s quarters rent-free. This unexpected generosity provided Swanson with a stable living situation, allowing him to focus on rebuilding his life and career. Over time, the arrangement evolved into a long-term living situation, with the owner expressing her desire for him to stay indefinitely. Swanson reflects, “By the end of that [first] year, she was like …’This is your place, it’s yours until I die,’ which I didn’t really believe her for years, but it turned out to be true.”

Building a Business and Embracing French Culture

With his housing secured, Swanson immersed himself in Parisian life. He founded “Paris in My Pocket,” a digital guide offering authentic recommendations for restaurants, bars, and hidden gems, aiming to help visitors experience the city like a local. His YouTube channel, featuring vlogs and travel tips, has garnered over 103,000 subscribers, reflecting his growing influence as a content creator. Swanson’s deep appreciation for French culture is evident in his lifestyle. He enjoys leisurely meals with friends, a hallmark of Parisian social life, and has adapted to the slower pace, finding joy in savoring moments and connections. He notes, “I learned to love it so much because [French people] take the time to enjoy what’s in front of them, and the main thing they’re going to enjoy is each other.”

Financial Resilience and Business Growth

Despite initial financial hardships, Swanson’s business has shown significant growth. In 2023, he reported a revenue of $156,000, marking his best year. However, the 2024 Paris Olympics disrupted the city’s tourism industry, leading to a decline in revenue. After covering expenses, including payroll and business loans, Swanson paid himself a salary of approximately $15,500 in 2024. His living situation has been instrumental in his financial stability, as many of his expenses, such as dining out, are often covered by his business. This arrangement allows him to invest more into his business and personal growth. Swanson acknowledges, “I’m very, very grateful for it, and it’s enabled me to invest a lot into my business over the years. I don’t know if you could call it golden handcuffs, but I’m very grateful. I’m very lucky to be here.”

Insights and Practical Applications

Swanson’s journey underscores the importance of adaptability and leveraging unexpected opportunities. His experience highlights several key lessons:

  • Embrace Serendipity: Unforeseen events can lead to significant positive changes. Swanson’s chance housing arrangement was pivotal in his success.
  • Leverage Local Culture: Immersing oneself in local customs and traditions can enhance personal and professional growth. Swanson’s appreciation for French culture enriched his life and business.
  • Financial Prudence: Managing finances wisely, especially during challenging times, is crucial. Swanson’s careful budgeting and investment in his business have been key to his resilience.

For those considering a move abroad or starting a business in a new city, Swanson’s story offers valuable insights into overcoming adversity and building a fulfilling life in a foreign land.

Conclusion

Jay Swanson’s story is a testament to the power of resilience, adaptability, and the willingness to embrace new opportunities. From financial hardship in the U.S. to establishing a successful business and a fulfilling life in Paris, his journey provides inspiration for anyone facing challenges and seeking a fresh start. As Swanson aptly puts it, “I’m really, really, really happy with my life because I’m free. I have so much of what I could ever want right here.”

How can “Paris in My Pocket” help me plan a trip to Paris?

Frequently Asked Questions

Who is Jay Swanson?

Jay Swanson is an American writer, YouTuber, and digital content creator known for his travel vlogs and insights into Parisian life. He moved to Paris in 2017 and has since built a meaningful online presence, sharing his experiences and recommendations for living and traveling in the city.

What is “Paris in My Pocket”?

“Paris in my Pocket” is a comprehensive travel guide authored by Jay Swanson, offering over 350 recommendations for authentic Parisian experiences, including restaurants, bars, and hidden gems. The guide aims to help visitors explore Paris beyond typical tourist spots, providing insider knowledge and tips. ([parisinmypocket.com](https://www.parisinmypocket.com/?utm_source=openai))

How did Jay Swanson transition from bankruptcy to success in Paris?

After facing financial difficulties in the U.S., including approximately $86,500 in debt, Jay Swanson moved to Paris in 2017.Initially uncertain about his immigration status, he overcame challenges by embracing various roles such as tour guide, English teacher, translator, and voice actor. His dedication to vlogging and building a community led to financial stability and the growth of his business. ([jayswanson.me](https://www.jayswanson.me/about?utm_source=openai))

What challenges did Jay Swanson face when moving to paris?

Upon arriving in Paris, Jay Swanson encountered difficulties securing housing. A blog post detailing his struggles caught the attention of a friend’s mother-in-law, who offered him rent-free accommodation.This unexpected generosity provided him with a stable living situation, allowing him to focus on rebuilding his life and career. ([nbcchicago.com](https://www.nbcchicago.com/news/business/money-report/39-year-old-american-expat-lives-on-15500-in-one-of-the-worlds-most-expensive-cities-i-have-so-much-of-what-i-could-ever-want/3671410/?utm_source=openai))

How has Jay Swanson embraced French culture?

Jay Swanson has immersed himself in Parisian life by founding “Paris in My Pocket,” a digital guide offering authentic recommendations for restaurants, bars, and hidden gems. His YouTube channel,featuring vlogs and travel tips,has garnered over 103,000 subscribers,reflecting his growing influence as a content creator. Swanson’s deep recognition for French culture is evident in his lifestyle, enjoying leisurely meals with friends and adapting to the slower pace of life.([parisinmypocket.com](https://www.parisinmypocket.com/?utm_source=openai))

What lessons can be learned from Jay Swanson’s journey?

Jay Swanson’s journey underscores the importance of adaptability and leveraging unexpected opportunities. His experience highlights several key lessons:

  • Embrace Serendipity: Unforeseen events can lead to significant positive changes. Swanson’s chance housing arrangement was pivotal in his success.
  • Leverage Local Culture: Immersing oneself in local customs and traditions can enhance personal and professional growth. Swanson’s appreciation for French culture enriched his life and business.
  • Financial Prudence: Managing finances wisely, especially during challenging times, is crucial. swanson’s careful budgeting and investment in his business have been key to his resilience.

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